Skip to content
Hunt Mortgage Group

Commercial Mortgages

Commercial Mortgages are secured loans on an income generating property. Commercial Mortgages are ways for businesses to purchase properties such as office buildings, apartment complexes, shopping centers and more. Commercial Mortgages are used as a means to own a property or a building that can be used as collateral. This type of loan is considered a long-term loan, when the loan lapses over a minimum 20-year span. Mortgage loans are available in different forms with the most common being a fixed rate mortgage; this includes fixed monthly loan and interest rates for the entire span of the loan. With an Adjustable loan, rates offer a low introductory period and fluctuate depending on the market trends. A Balloon Mortgage allows the borrowing business to assume responsibilities for only the interest amount each month as well as pay the entire loan at the end of term; thus, resulting in many borrowers refinancing. The mortgage experts at Hunt can best advise the right commercial mortgage for your business.

Hunt Mortgage Group Factors to Consider For Your Commercial Mortgage

Commercial Mortgage loans are seldom backed by a government entity such as Fannie Mae. Most commercial lenders will charge a higher rate than a typical home mortgage loan. When qualifying for a commercial mortgage loan, business borrowers should assume stricter guidelines and regulations from lenders. This is because the lender decides whether or not to investigate and examine the commercial property to ensure it is in good standing to use as collateral. Business borrowers are also subject to business investigations as a precaution before lending.

Depending on which Commercial Mortgage you are offered, a feature of a non-recourse loan can be beneficial in certain situations. For example non-recourse loans can provide an element of safety; if the money owed is greater than the property is worth, then the business owner is not require to pay that lump sum nor can the bank garnish one’s personal assets.

With over 40 years industry experience, Hunt Mortgage Group can advise the best commercial mortgage for your business. Hunt provides service nationwide with offices in cities such as Dallas/Fort Worth, TX, Arcadia, CA, Miami, FL, Atlanta, GA, Las Vegas, NV, Hollywood, FL, New York, NY and more. For a trusting advisor and quality service contact us at Hunt today!

 

Products
  • Fannie Mae ProductsAs a Fannie Mae DUS™ lender, we offer fixed or floating rate financing for acquisition, refinancing and moderate rehabilitation. Terms range from 5 years to 30 years and may be fully amortizing, or contain partial or full interest-only options. Through these programs we offer first mortgage financing and subsequent supplemental (subordinate) financing and/or substitution of single assets.
    ↓ See All Products & Details

    Permanent Financing Solutions

    Eligible Property Types

    Fannie Mae Multiple Asset Transactions/Negotiated Pools

    • Credit facility
    • Bulk Delivery/MATS
    • Negotiated Pools

    Rate-options & Features*

    • Fixed Rate Mortgage Loans
    • Structured Adjustable Rate Mortgage loans
    • Streamline Rate lock and Early Rate Lock

    * The rate options and features listed above are available for the majority of Fannie Mae’s permanent financing executions, eligible property types, and multiple asset transactions.  Please contact your local regional office for further details.

  • Freddie Mac ProductsAs a Freddie Mac Program Plus™ seller/servicer, Hunt Mortgage Group offers financing for fixed and adjustable rate conventional and affordable mortgage products. We provide financing for the acquisition or refinancing of stabilized properties, and also offer specialized programs for recently completed properties in lease-up and value-add acquisitions needing shorter term financing. Terms typically range from 5 years to 30 years and may be fully amortizing or contain partial or full (interest-only) options. Through this program we offer first mortgage financing and subsequent supplemental (subordinate) financing.
    ↓ See All Products & Details

    Freddie Mac Mortgage Program Offerings

    Eligible Property Types

    Structured Financing Solutions

    • Revolving Credit facility
    • Single Sponsor CME Execution

    Rate-options & Features*

    *The rate options and features listed above are available for the majority of Freddie Mac Mortgage Program offerings, Eligible Property Types, and Structured Financing Solutions. Please contact your local regional office further details.

  • Federal Housing Administration (FHA) ProductsMultifamily Accelerated Processing (MAP) is a national fast-track processing system for the FHA multifamily mortgage insurance programs. As an approved FHA MAP lender, Hunt Mortgage Group is responsible for preparation of most documents required for an application for mortgage insurance and for making a recommendation to the HUD field offices based upon Hunt Mortgage Group’s processing and underwriting.↓ See All Products & Details

    Federal Housing Administration (FHA) Mortgage Insurance Origination

    • Loan Types: New Construction, Substantial Rehabilitation, Refinance, and Acquisition
    • Term: Up to 40 years
    • Interest Rates: Fixed rate
    • Spread: Market
    • Amortization: Up to 40 years
    • Prepayment: Fixed step-down prepayment structure
    • Pledge: First mortgage
    • Fees: Market
    • Recourse: Non-recourse except for customary environmental, malfeasance and fraud carve-outs.
    • Reserves: Taxes and insurance; replacement reserves.
    • Loan Costs: Borrower is responsible for all legal and third-party fees.
  • Proprietary Lending ProductsHunt Mortgage Group provides propriety fixed and floating financing for multifamily and commercial properties. Our bridge lending program is designed for those seeking interim financing for rehabilitation, preparation for and/or transition to attractive permanent term financing. We structure bridge loans to meet permanent financing criteria within 12-60 months of closing. With our proprietary program, we alone make the credit decision and fund the loans.
    ↓ See All Products & Details

    Hunt Mortgage Group Proprietary Lending

Learn more about financing from Hunt Mortgage Group